DBS BANK LTD.

Designated payment system settlement institutions settle transactions processed by payment systems designated under the Payment Services Act.

NETS Electronic Fund Transfers at Point of Sale

Fund Management

Dealing In Capital Markets Products

• Securities
• Collective Investment Schemes
• Exchange-Traded Derivatives Contracts
• Over-The-Counter Derivatives Contracts
• Spot Foreign Exchange Contracts for the Purposes of Leveraged Foreign Exchange Trading

Product Financing

Providing Custodial Services

Advising on Corporate Finance

Advising on Investment Products

• Collective Investment Schemes
• Securities
• Exchange-Traded Derivatives Contracts
• Over-The-Counter Derivatives Contracts
• Spot Foreign Exchange Contracts for the Purposes of Leveraged Foreign Exchange Trading
• Spot Foreign Exchange Contracts other than for the Purposes of Leveraged Foreign Exchange Trading
• Life Policies
• Structured Deposits

Issuing or Promulgating Analyses/Reports on Investment Products

• Collective Investment Schemes
• Securities
• Exchange-Traded Derivatives Contracts
• Over-The-Counter Derivatives Contracts
• Spot Foreign Exchange Contracts for the Purposes of Leveraged Foreign Exchange Trading
• Spot Foreign Exchange Contracts other than for the Purposes of Leveraged Foreign Exchange Trading
• Life Policies
• Structured Deposits

Arranging of Life Policies, other than for Reinsurance

Bank